horizon growth

Where is your money actually going?

“Why do I feel broke even though I earn”

“Good income but no savings”

“Why earning more doesn’t always fix money stress.”

When your income, expenses, assets, and debts live in different places, it’s hard to see the full picture—and even harder to make confident decisions.

Most tools show numbers.


They don’t show clarity.

You shouldn’t need multiple apps or complex formulas just to understand where your money is going and what you’re building.

The Personal Finance Tracker brings everything together— income, spending, assets, debts, and net worth—in one clear view.

Why most expense trackers don’t work (and why this one does)

Most people stop tracking their finances because:

  • It feels tedious to maintain
  • The numbers are confusing or incomplete
  • You don’t know what to do after you track
  • It adds stress instead of clarity

Tracking fails when it becomes another task to manage.

This tracker is different.
It’s designed to reduce mental load, not add to it.


This tracker is the first step in helping you see your finances clearly, so future decisions feel more intentional and less overwhelming.

What this tracker helps you do

In one simple spreadsheet, you can:

  • Track income and expenses clearly
  • Compare budget vs. actual spending
  • List your assets and debts in one place
  • See your net worth calculated automatically
  • Understand your financial position at a glance

No complex formulas.
No judgment.
No pressure to be perfect.

Just a clear snapshot of where you stand.

Download Your Free Finance Tracker

Takes less than 10 seconds. No credit card required.

    We respect your privacy. Unsubscribe at any time.